Self-employed benefit more quickly from ‘sick leave’ compensation

Waiting periode for self-employed persons in case of illness or an accident


Good news for self-employed persons!

As from 1 July 2019, the waiting period for self-employed persons to benefit from an allowance in case of inability due to illness or accident, is abolished.

Previously, self-employed persons needed to be ill for at least one month, and from 2018 for 14 days, before they could benefit from an allowance. They were only entitled to an allowance as from the 15th day but not retroactively. Now, they will be entitled to an allowance as from the 1st day, provided they are ill for at least 8 days. 

Therefore, this new right is subject of the following conditions:

  • You must be unable to work for at least 8 days;
  • The declaration of inabilty for work must be submitted in time, within 7 days.

This also means that self-employed persons do not benefit from this 'sick leave' compensation in the event of an inability for work of 7 days or less. In that context, it is very important to know that the date of signing of the certificate prepared by the treating physician determines the beginning of the periode of inability for work.

Hence, the following formalities must be completed as soon as possible:

  • Have a physician examine you as soon as possible;
  • Ask the physician to complete the certificate of inability for work. An ordinary medical certificate is not sufficient.
  • Deliver this certificate to the health insurance fund within 7 days by post (and preferably by registered post).

To benefit from this allowance, it is not required that your enterprise be closed. Your activity can be continued without problem by business partners, family members, staff members ...

When you are unable to work for a longer period due to an illness or an accident, you can, under certain conditions, apply for an exemption to pay social security contributions, while maintaining your social rights.

Do you have any questions on this subject or do you need assistance, do not hesitate to contact us at or via +32 (0) 2 747 40 07.

Would you like to learn more about this subject?

Contact our experts or telephone +32 (0)2 747 40 07
Leila Mstoian

Leila Mstoian